Annual Report for the financial year 2023-2024. Click here to download
| Financial Data | Rs in crore | ||
| Comparison Years | 2022-23 | 2023-24 | Progress |
| Head Of Account | Audited | Audited | in% |
| SHARE CAPITAL | 59.42 | 59.69 | 0.45% |
| DEPOSITS | |||
| Savings Deposits | 255.34 | 214.29 | |
| Current Deposits | 6.72 | 8.11 | |
| Term Deposits | 867.97 | 875.43 | |
| Thrift Deposits | 91.56 | 100.34 | |
| TOTAL | 1221.59 | 1198.17 | -1.92% |
| LOANS | |||
| Surety Loans | 474.18 | 475.41 | |
| Education & Marriage Loans | 0.37 | 0.09 | |
| Vehicle Loans | 7.63 | 6.34 | |
| Special Loans | 222.09 | 190.71 | |
| Jewel Loans | 123.96 | 94.21 | |
| NSC Loans | 0.01 | 0.01 | |
| Other Loans(LOD,SPLF,TDL,Staff) | 125.32 | 129.05 | |
| TOTAL | 953.56 | 895.82 | -6.06% |
| INVESTMENTS | |||
| DCC Banks | 10.00 | 10.00 | |
| Commercial Banks | 12.29 | 58.34 | |
| Central Govt Securities | 32.73 | 21.73 | |
| State Govt Securities | 259.56 | 272.00 | |
| Other Approved Securities | 4.73 | 0.00 | |
| Others | 16.21 | 16.04 | |
| TOTAL | 335.52 | 378.11 | 12.69% |
| INCOME / EXPENSES | |||
| Total Income | 104.92 | 105.47 | 0.52% |
| Interest Paid | 73.79 | 75.47 | 2.28% |
| Gross Income | 31.13 | 30.00 | -3.63% |
| Establishment/Contingent Charges | |||
| Salary and Allowances to Staff | 3.29 | 3.48 | |
| Provident Fund | 0.32 | 0.32 | |
| Leave Encashment/Gratuity | 0.00 | 0.00 | |
| Medical,Uniform Expenses | 0.07 | 0.09 | |
| Ex-Gratia/Bonus Payments | 0.39 | 0.41 | |
| LCS Contract/Apprentice Payments | 0.83 | 0.82 | |
| Taxes, Insurance, Rent, Lighting | 2.98 | 3.01 | |
| Postage, Telephone, WAN Line | 0.06 | 0.06 | |
| Repairs and Depreciation | 0.46 | 0.33 | |
| Stationery, Printing, Advt. | 0.67 | 0.57 | |
| GB Expenses | 1.27 | 1.23 | |
| GOI Premium Amortized | 0.19 | 0.18 | |
| ATM/Computer AMC | 0.12 | 0.10 | |
| Provisions | 6.98 | 5.47 | |
| Conveyance | 0.03 | 0.03 | |
| Towels, Hospitality | 0.005 | 0.01 | |
| Core Banking System(CBS) | 0.12 | 0.11 | |
| Other Expenses | 0.79 | 0.72 | |
| TOTAL | 18.57 | 16.94 | -8.78% |
| Profit Before Tax | 16.66 | 17.25 | 3.54% |
| Income Tax | 4.10 | 4.20 | 2.44% |
| Profit After Tax | 12.56 | 13.05 | 3.90% |
| PROFIT DISTRIBUTION | |||
| Dividend Payable@14% | 8.16 | 8.34 | |
| Statutory Reserves-20% | 2.51 | 2.61 | |
| Cooperative R&D-3%+Edn.Fund 2% | 0.63 | 0.65 | |
| Other Funds/Reserves | 1.26 | 1.45 | |
| TOTAL | 12.56 | 13.05 | 3.90% |