Annual Report for the financial year 2022-2023. Click here to download
|
Financial Data |
Rs in crore |
|
|
| Comparison Years | 2021-22 | 2022-23 | Progress |
| Head Of Account | Audited | Audited | in% |
| SHARE CAPITAL | 57.75 | 59.42 | 2.89% |
| DEPOSITS | |||
| Savings Deposits | 323.72 | 255.34 | |
| Current Deposits | 9.77 | 6.72 | |
| Term Deposits | 837.26 | 867.97 | |
| Thrift Deposits | 84.45 | 91.56 | |
| TOTAL | 1255.20 | 1221.59 | -2.68% |
| LOANS | |||
| Surety Loans | 458.67 | 474.18 | |
| Education & Marriage Loans | 1.09 | 0.37 | |
| Vehicle Loans | 5.31 | 7.63 | |
| Special Loans | 214.54 | 222.09 | |
| Jewel Loans | 107.38 | 123.96 | |
| NSC Loans | 0.01 | 0.01 | |
| Other Loans(LOD,SPLF,TDL,Staff) | 120.59 | 125.32 | |
| TOTAL | 907.59 | 953.56 | 5.06% |
| INVESTMENTS | |||
| DCC Banks | 11.30 | 10.00 | |
| Commercial Banks | 2.29 | 12.29 | |
| Central Govt Securities | 34.73 | 32.73 | |
| State Govt Securities | 265.60 | 259.56 | |
| Other Approved Securities | 14.77 | 4.73 | |
| Others | 16.29 | 16.21 | |
| TOTAL | 344.98 | 335.52 | -2.74% |
| INCOME / EXPENSES | |||
| Total Income | 109.11 | 104.92 | -3.84% |
| Interest Paid | 73.20 | 73.79 | 0.81% |
| Gross Income | 35.90 | 31.13 | -13.29% |
| Establishment/Contingent Charges | |||
| Salary and Allowances to Staff | 3.31 | 3.29 | |
| Provident Fund | 0.27 | 0.32 | |
| Leave Encashment/Gratuity | 0.00 | 0.00 | |
| Medical,Uniform Expenses | 0.09 | 0.07 | |
| Ex-Gratia/Bonus Payments | 0.37 | 0.39 | |
| LCS Contract/Apprentice Payments | 0.72 | 0.83 | |
| Taxes, Insurance, Rent, Lighting | 3.08 | 2.98 | |
| Postage, Telephone, WAN Line | 0.11 | 0.06 | |
| Repairs and Depreciation | 0.80 | 0.46 | |
| Stationery, Printing, Advt. | 0.32 | 0.67 | |
| GB Expenses | 1.26 | 1.27 | |
| GOI Premium Amortized | 0.19 | 0.19 | |
| ATM/Computer AMC | 0.07 | 0.12 | |
| Provisions | 6.02 | 6.98 |
|
| Conveyance | 0.03 | 0.03 | |
| Towels, Hospitality | 0.01 | 0.005 | |
| Core Banking System(CBS) | 0.12 | 0.12 | |
| Other Expenses | 0.51 | 0.79 | |
| TOTAL | 17.28 | 18.57 | 7.47% |
| Profit Before Tax | 23.12 | 16.66 | -27.94% |
| Income Tax | 4.50 | 4.10 | -8.89% |
| Profit After Tax | 18.62 | 12.56 | -32.55% |
| PROFIT DISTRIBUTION | |||
| Dividend Payable@14% | 7.72 | 8.16 | |
| Statutory Reserves-20% | 3.72 | 2.51 | |
| Cooperative R&D-3%+Edn.Fund 2% | 0.93 | 0.63 | |
| Other Funds/Reserves | 6.25 | 1.26 | |
| TOTAL | 18.62 | 12.56 | |